Exness
Best raw-spread pricing ★ ★ ★ ★★ ★ 3.8
Verify which entity your account is opened under, and which features are available there, before depositing.
Exness vs XTB
A side-by-side look at Exness and XTB — score, fees, platforms and who each one actually fits best.
XTB
Publicly listed, transparent ★ ★ ★ ★ ★★4.5
FCA, KNF and CySEC regulated and publicly listed since 2016. KNF fined it in 2026 over MiFID II conduct - worth knowing, not disqualifying for a broker this size.
Quick verdict
XTB scores higher overall (4.5 vs 3.8), but a higher score doesn't automatically mean it's the right pick for you.
Exness is the stronger fit for simple onboarding, low minimums and broad global reach, while XTB is built more around beginner-friendly education, EU/UK regulated access.
Regulation: Exness — Multiple entities including Seychelles/FSCA and other jurisdictions. XTB — FCA (522157), CySEC (169/12), KNF (0000217580) - operating since 2002, publicly listed (WSE) since 2016.
Minimum deposit: Exness — Low minimums on several account types. XTB — No minimum on standard account.
Overnight financing: Exness — Genuinely free swap-free for accounts registered in Islamic countries, without markups; conditional and revocable for others. No public numeric rate table, only documented policy.. XTB — Swap-free is region-gated (not offered to UK/EU clients under the main entity) and its fee structure isn't confirmed on XTB's own site; standard rates are published and updated weekly..
Score breakdown
ExnessXTB
Regulation & licensing3.05.0
Trading costs4.54.0
Track record & reputation4.05.0
Client convenience4.04.5
Platforms & tools4.04.0
Account safety4.05.0
Overnight financing (swaps)3.53.5
Side by side
ExnessXTB
Best forSimple onboarding, low minimums and broad global reachBeginner-friendly education, EU/UK regulated access
PlatformsMT4, MT5, Exness web/mobile platformsxStation 5 only
RegulationMultiple entities including Seychelles/FSCA and other jurisdictionsFCA (522157), CySEC (169/12), KNF (0000217580) - operating since 2002, publicly listed (WSE) since 2016
Minimum depositLow minimums on several account typesNo minimum on standard account
Overnight financingGenuinely free swap-free for accounts registered in Islamic countries, without markups; conditional and revocable for others. No public numeric rate table, only documented policy.Swap-free is region-gated (not offered to UK/EU clients under the main entity) and its fee structure isn't confirmed on XTB's own site; standard rates are published and updated weekly.
Exness strengths
- Large global broker
- Low minimums on several account types
- Fast payment positioning
XTB strengths
- Publicly traded (transparent reporting)
- xStation 5 with no MetaTrader dependency
- Strong education content
Which one should you pick?
Pick Exness if you're mainly after simple onboarding, low minimums and broad global reach. It stands out for large global broker and low minimums on several account types.
Pick XTB if you're mainly after beginner-friendly education, EU/UK regulated access. It stands out for publicly traded (transparent reporting) and xStation 5 with no MetaTrader dependency.
Common questions
Exness vs XTB FAQ
Is Exness better than XTB?
XTB scores higher in our rating (4.5 vs 3.8), but Exness may still be the better fit if you specifically need simple onboarding, low minimums and broad global reach.
What's the difference in regulation between Exness and XTB?
Exness: Multiple entities including Seychelles/FSCA and other jurisdictions. XTB: FCA (522157), CySEC (169/12), KNF (0000217580) - operating since 2002, publicly listed (WSE) since 2016.