Crypto exchange fee comparison: maker, taker and USDT withdrawal fees at the 8 exchanges we rate

A taker fee is charged on an order that executes immediately against an order already in the book: a market order, or a limit order priced to fill at once. A maker fee is charged on a limit order that waits in the book and is filled by someone else later. Exchanges charge makers less because resting orders are the liquidity other people trade against. On most of the eight exchanges here the two base-tier rates are either equal or a few hundredths of a percent apart on spot; on futures the gap is wider, which is why the calculator asks what share of your orders are market orders.

At the base tier, with no volume discount and no native-token discount, the lowest spot taker fee in this table on 5 October 2026 was 0.10%, shared by OKX, Binance, Bybit, WhiteBIT, KuCoin and Backpack, and the lowest spot maker fee was 0.08%, shared by OKX and Backpack. On USDT-margined perpetuals the lowest base taker fee was 0.05%, shared by OKX, Binance, Kraken and Backpack. The order changes once volume tiers, native-token discounts and withdrawal fees come in, so the calculator above prices your own month rather than a headline rate.

USDT exists as a separate token on TRON, Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, TON and several other networks, and each network charges the exchange a different cost to send it. The withdrawal fee you see is the exchange passing that cost on, usually rounded up to a flat number per transaction. It is per withdrawal, not per amount: sending 50 USDT and sending 5,000 USDT on the same network cost the same fee, which is why a small account moving funds often should care about this column more than about the trading fee.

On 5 October 2026 Binance's own fee page listed the USDT withdrawal fee as TRON (TRC-20) 1.5 USDT, Ethereum (ERC-20) 0.5 USDT, BNB Smart Chain (BEP-20) 0.01 USDT, Solana 0.3 USDT, Polygon 0.07 USDT, Arbitrum One 0.4 USDT and TON 0.3 USDT, with 11 more networks in the table below. The fee is charged per withdrawal regardless of the amount, and the withdrawal screen shows the current figure for each network before you confirm, which is the one to trust if it has moved since.

At all eight exchanges a crypto deposit costs nothing on the exchange side; what you pay is the network fee charged by the wallet or exchange you are sending from. Fiat deposits and card purchases are a different matter and are deliberately not in this table: they vary by country, by currency and by payment rail, and the "convenience" buy flows at Coinbase and Kraken fold a spread into the price that never appears as a fee line at all.

The first volume tier at most exchanges starts at a 30-day volume in the hundreds of thousands or millions of dollars, so a retail account stays on the base rates in this table. Native-token discounts are different: paying fees in BNB at Binance, KCS at KuCoin, or holding WBT at WhiteBIT cuts the base rate from the first trade, at the cost of holding a balance of a token whose price moves. The table lists the discount each exchange publishes; the calculator deliberately prices the undiscounted base tier so the eight columns are comparable.

Every figure was read from the exchange's own fee page, help centre or public API on 5 October 2026; the date is printed on the page rather than hidden in a footnote. Where a page could not be read by an automated reader, the cell says so instead of carrying a number from a third-party site. Fees change without notice, so for a withdrawal the amount shown on the exchange's own confirmation screen is the one that applies. For reference, the cheapest TRC-20 withdrawal in the table on that date was 1 USDT, shared by Kraken and WhiteBIT.